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PERSONAL CHECKING ACCOUNTS Checking accounts—find your fit.

Spend. Earn. Build your future. We made these checking accounts for you.

 

PERSONAL CHECKING ACCOUNT BENEFITS

Get what you need with your account.

More convenience—more access.

 

Over 3,500 Truist ATMs at your service.

 

Move money fast with Zelle®.

Send and receive money in minutes.1

Deposit checks ASAP.

Skip the trip with mobile check deposit.2

Control your debit card.

Lock and unlock it, control it when you travel, and set spending limits.

Find your fit—here.

PERSONAL CHECKING ACCOUNTS

  Minimum opening deposit Monthly maintenance fee Ways to waive monthly maintenance fee Best if you

SunTrust Dimension Checking

Terms & Conditionsfor Truist Dimension checking.

$50

$20
  • Monthly direct deposits10 over $3,000 or $10,000 average ledger balance11, 12, 17
  • Have a personal Truist credit card, mortgage, or consumer loan14
  • Have a linked Small Business checking account15
  • Want incentives that grow with your checking account balance
  • Like unique rewards and earning interest4

Truist Bright Checking

Terms & Conditionsfor Truist Bright checking.

$50

$12
  • Monthly direct deposits10 over $500
  • $1,500 average ledger balance17
  • Want an everyday checking experience
  • Have monthly direct deposits

SUnTrust Fundamental Checking

Terms & Conditionsfor Truist Fundamental checking.

$50

$5
($3 in New Jersey)

None
  • Need reliable online checking access and digital money tools
  • Usually have a lower monthly balance

SunTrust Student Checking

Terms & Conditionsfor Truist Student checking.

$0

$0

No monthly fee
  • Are a student aged 23 or younger18
  • Want a fee-free checking account
  • Like to manage your money with a mobile app

Prepaid Money Account

Additional Fee Schedulefor Truist Prepaid Money Account.

$0

$5

No monthly maintenance fee with a monthly load of at least $50021
  • Eliminate overdraft fees
  • Benefits of a debit card with a prepaid account

Are you an employee of one of our corporate partners looking for information on Truist Focus Checking?

Learn morepop-up about focus checking (opens a pop up).

Save up for a goal—or just a rainy day.

Pay yourself first.

SAVINGS ACCOUNTS

Earn more interest.

Interest rates on savings accounts are typically higher than checking accounts—so you can get what you want faster. 

Prevent overdraft.

Cover yourself and transfer money from your savings account to your checking account to prevent overdrafting—or link your accounts with Overdraft Protection.

See the big picture.

Digital banking makes it easy to see all your accounts, track how you spend and save, and help you create a plan for the future.

Explore options

LIFE'S MOMENTS

What are your sights set on?

 

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Have you thought about?

RELATED RECOMMENDATIONS

Zelle®

Move money in minutes.1

Here's howto move money with Zelle.

Savings accounts

 

First-timer? Or looking to earn more interest? Let’s find what works for you.

 

Explore optionsfor savings accounts.

Truist Enjoy Cash credit card

Earn unlimited cash back and build credit—all with one card. Sounds like a win-win.

Tell me moreabout Truist Enjoy Cash credit card.

Disclosures

1 U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically o